LTV or loan to value is a crucial factor that determines the loan amount eligibility. A higher LTV ratio denotes that the lender will receive a more significant amount against their property’s value and vice versa. For instance, if a property worth Rs.1 crore attracts an LTV of 80%, one can obtain a loan...
A 3-in-1 account includes all the essentials required to trade online. It consists of a demat account, a trading account, and a bank account. A single form can be filled out to open all these accounts at the same time. The funds required to buy a stock are provided by the bank account that...
Interest rates for personal loans can range between 14% and 36% per year. Lenders offer such credit at different rates based on an applicant’s eligibility. Even when such loans are available at various rates, consumption among Indians is still growing. The personal loan category experienced a 12.1% growth y-o-y in September 2021. Therefore, if...
Are you afraid of an uncertain future and unsure of how to manage your finances? Do you feel like there are just too many things to keep track of and you can’t keep on top of it all? Are you worried that a lack of financial literacy will make it impossible for you to...
